Mr. Bove is a financial institutions analyst at Ladenburg Thalmann & Co. Inc. Mr. Bove was rated by Zack's as its five star analyst for his stock picks in 2001. He has also been selected 9 times as an All-American analyst team member and was cited three times by the Wall Street Journal for stock picks and/or earnings estimate accuracy. Mr. Bove entered the securities industry at the end of 1965. Since that time he has held positions as a salesperson, analyst and director of research with firms such as Wertheim, Shearson, Raymond James and Hoefer & Arnett and Punk Ziegel and Company. For most of this period his focus has been on companies in the bank and financial sector but he has also covered building and business services companies. At Ladenburg Thalmann & Co. Inc, Mr. Bove concentrates on large cap banks and financial companies and focus on specialty financial sectors such as electronic securities trading. Mr. Bove's approach to stock selection and timing is heavily influenced by macro developments. He believes that these forces influence stock prices more than earnings over the intermediate term.